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Sunday, May 3, 2009

Citi Secured MasterCard

Citi Secured Master Card is a very popular card for people who want to create their score or have poor credit line score.For new people it has no major conditions like guarantee etc...
$29 annual fees and 14.49% APR keep it on top when compare to other similar credit card companies.Late fees can not is maximum $39 per instant and can be lower too.
see https://www.citicards.com for more details.

With This you can Build Your Credit History.
IdentityMonitor and PayPass are other additional features.

FAQ:

I want to choose one out of Citi Secured Credit card or Orchard Bank Secured Card?
None can be good if you don't need them and have bad credit scores.
If you have choose among them Citi Secured Card card is better as it has less annual fees and few people said they can convert it later.

How Citibank secured credit cards report ( secured or unsecured)
credit is plane,it does not matter weather its secure or unsecure

Somehow I got very poor credit score. My FICO score becomes around 450. can I still apply for Citibank Secured Visa?
Yes,Citi bank secure Visa and mastercard are for people with bad credit FICo score.go ahead and you can apply for it.

WaMu or Citibank -which is best ?

waMu reporting is very good,it send you alerts for your FICO score monthly.Citi secured cards give you interest on your deposit.so depending upon what your requirements are you can choose.Ask citi secure webmail center for more details on their products.

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