Horizon gold card,creditline etc...- Gold Credit Card FAQ

Tuesday, December 18, 2007

Horizon Gold Card Tips

Horizon Gold Card may be very confusing for new people who have no idea about it.A lot of bunch of People asked this Question.Here are some of Points You should remember while dealing in Horozon Card:

1)Its NOT a VISA OR MASTER CARD nor American express or mastero.You can Not use it as a credit card.

2)Yes,Some people says its very good to built (rebuilt) your credit score.They are reporting to major credit bureaus so it is good on that factor.When getting this card they did not check your employment status.

3)You can use this card only to shop at HorizonGoldcard shopping website(also called Horizon Outlet Store provided by Horizon Card Services).I did not buy anything but I think URL is thehorizonoutlet.com or www.thehorizonoutlet.com

4)Cards may be good for some people but most of us will not require it.Do your study before you order it.Unfortunately their contact info is only given to people after you join.Also some information is very hard to find like APR and Fees for this card.
Almost every one says its very costly,so Go for it only if you know you need it.You might want to read TOS on Horizon Card services website www.horizoncardservices.com and read the details.They also have a email listed there

Note:Use above info at your own discretion as it may be wrong and outdated.

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Wednesday, December 12, 2007

Horizon gold card Help

Q: Horizon gold card services - please let me know that how can i activate my first horizon gold credit card?

A: You have to follow the instructions given to you with your card or visit the www.horizongoldcard.com website and see details from there to activate your horizon gold card. You can also call at the horizon gold card customer service number to do the following. You can get the phone number of horizon gold card services on their website or search it online.


Q:I had received a horizon gold card visa but there is no logo of visa or master card on it. What type of this horizon gold card is?

A: Actually, the horizon gold card is not a visa card or master card as there is no logo on it of these visa and master cards. This horizon gold card is just like a card used in their departmental store only for the purchases done by you. This horizon gold credit card is offering you less credit limits to attract others for a big purchase. This card can be used only for the shopping from that particular site nowhere else. The horizon gold card companies charge less while applying but their processing fees and the annual fees and the interest are higher. Also they you can get your money back in case you don't want to have that card anymore. The only advantage of having these horizon cards is that they will report you payment history to the credit bureau and this will helps you in improving your credit score. Better will be apply for a visa card or master card for having the benefits of these type of cards.


Q: Is the horizon gold card a scam as heard by some people?

A: Some people thought that this horizon gold card is like a scam but actually you need to get full details. This horizon gold card is just like any other departmental store credit card or say shopping card used only at a particular location or catalog or the website. You must read the fine print carefully before applying for this horizon gold card as there may be some typical points which can't be understood easily. Horizon gold card credit approval finance.